4 thoughts on “Why do bank deposits be given to the bank, and the bank will give gifts to the scholars?”

  1. For many people, they still choose to deposit in the bank. Although there are more financial management methods now. But you know, income is directly proportional to risks. Many high -yield wealth management products may not even be collected in the end. It is safe in bank deposits. Especially for those who are older, there is no certain wealth management knowledge. Bank deposits have become their choice. But when you go to bank deposits, you can see that the bank will give gifts to the store. Why do bank deposits be given to the bank, and the bank will give gifts to the scholars? For this question, you can listen to what the staff says.
    Is we know that there is interest in the banks of money. But now we can see that the competition between banks is fierce. In general, interest is similar. Gifts are actually a marketing method of banks. And many bank gifts are sent by the banks of the bank. In this way, the loss of banks is relatively small.
    The gifts sent are ordinary people, which can use the rice oil and salt. For banks, deposits are their most basic business. If no one deposits, the bank will go down. With the rise of online finance, it will cause great pressure on banks. Sending some small gifts can attract more store deposits.
    For banks, there is no difference from other companies. Pulling deposits is their business. Now the central bank is prohibited from passing by banks to increase interest rates to collect deposits. Gifts are another means. The storage households will also compare them between banks, and they are more willing to go to banks with gifts. This is also the psychology of many stores, and some activities will be held.
    , for example, deposit delivery points can be used for gifts. According to the different amounts, the points of the reward are not the same. Storage household deposits cannot bring money to banks themselves. But banks can use this money to issue loans. Use the difference in it to make profits for yourself. For banks, they will not suffer. They are all sent out for some small gifts, and in exchange for large deposits.
    This can also increase the popularity of banks, see so many people, deposit in this bank. Some people will follow the trend, thinking that there are many people. In terms of interest rates, it is relatively high. Sometimes, the store households are not for that gift. It's just a fun. When you deposit, you can enjoy more fun. Banks can rely on gifts to improve their competitiveness. For stores, when you want to deposit, you can also consider the value of gifts. Choose a bank that suits you from all angles. Have you ever received a gift to the bank? Welcome to leave a message below.

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